Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$199,093	$199,093	$251,100
Remaining term (yrs)	28.0	28.0	30.0
Secondary amount	$0	$52,007	$0
Funding fee	$0	$0	$0
Note rate	6.350%	6.350%	7.400%
Blended rate	6.900%	7.335%	7.640%
1st payment	$1,266.25	$1,266.25	$1,738.57
2nd payment	$0.00	$390.05	$0.00
Taxes / mo	$129.50	$129.50	$129.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$93.27	$93.27	$50.22
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,639.02	$2,029.07	$2,068.29
Cash to close	$79,907	$27,900	$27,900