Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$312,643$312,643$350,910
Remaining term (yrs)28.128.130.0
Secondary amount$0$38,267$0
Funding fee$0$0$0
Note rate6.440%6.440%7.400%
Blended rate6.990%7.209%7.640%
1st payment$2,004.44$2,004.44$2,429.63
2nd payment$0.00$287.00$0.00
Taxes / mo$103.50$103.50$103.50
Insurance / mo$150.00$150.00$150.00
MI / mo$146.26$146.26$70.18
HOA / mo$0.00$0.00$0.00
Total monthly$2,404.20$2,691.19$2,753.31
Cash to close$77,257$38,990$38,990