Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$240,560	$240,560	$311,310
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$70,750	$0
Funding fee	$0	$0	$0
Note rate	3.450%	3.450%	7.400%
Blended rate	4.300%	5.368%	7.640%
1st payment	$1,183.07	$1,183.07	$2,155.45
2nd payment	$0.00	$530.62	$0.00
Taxes / mo	$92.50	$92.50	$92.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$187.79	$187.79	$62.26
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,613.36	$2,143.98	$2,460.21
Cash to close	$105,340	$34,590	$34,590