Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$435,530	$435,530	$503,100
Remaining term (yrs)	27.5	27.5	30.0
Secondary amount	$0	$67,570	$0
Funding fee	$0	$0	$0
Note rate	6.940%	6.940%	7.400%
Blended rate	7.490%	7.693%	7.640%
1st payment	$2,954.31	$2,954.31	$3,483.36
2nd payment	$0.00	$506.77	$0.00
Taxes / mo	$208.58	$208.58	$208.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$204.76	$204.76	$100.62
HOA / mo	$28.33	$28.33	$28.33
Total monthly	$3,562.66	$4,069.43	$3,987.56
Cash to close	$123,470	$55,900	$55,900