Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$239,716$239,716$463,410
Remaining term (yrs)18.918.930.0
Secondary amount$0$223,694$0
Funding fee$1,199$1,199$0
Note rate3.180%3.180%7.400%
Blended rate3.180%5.386%7.640%
1st payment$1,402.15$1,402.15$3,208.56
2nd payment$0.00$1,444.69$0.00
Taxes / mo$365.25$365.25$365.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$92.68
HOA / mo$55.00$55.00$55.00
Total monthly$1,989.07$3,433.76$3,888.16
Cash to close$275,184$51,490$51,490