Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$369,882$369,882$522,000
Remaining term (yrs)25.425.430.0
Secondary amount$0$152,118$0
Funding fee$0$0$0
Note rate3.550%3.550%7.400%
Blended rate4.400%5.449%7.640%
1st payment$1,838.99$1,838.99$3,614.22
2nd payment$0.00$1,014.12$0.00
Taxes / mo$214.00$214.00$214.00
Insurance / mo$166.67$166.67$166.67
MI / mo$288.29$288.29$104.40
HOA / mo$30.00$30.00$30.00
Total monthly$2,537.95$3,552.07$4,129.29
Cash to close$210,118$58,000$58,000