Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$278,694$278,694$337,500
Remaining term (yrs)26.826.830.0
Secondary amount$0$58,806$0
Funding fee$0$0$0
Note rate6.710%6.710%7.400%
Blended rate7.260%7.563%7.640%
1st payment$1,866.58$1,866.58$2,336.78
2nd payment$0.00$441.04$0.00
Taxes / mo$188.67$188.67$188.67
Insurance / mo$150.00$150.00$150.00
MI / mo$132.44$132.44$67.50
HOA / mo$50.00$50.00$50.00
Total monthly$2,387.69$2,828.73$2,792.95
Cash to close$96,306$37,500$37,500