Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$319,397$319,397$387,000
Remaining term (yrs)29.029.030.0
Secondary amount$0$67,603$0
Funding fee$0$0$0
Note rate6.260%6.260%7.400%
Blended rate6.810%7.193%7.640%
1st payment$1,987.93$1,987.93$2,679.51
2nd payment$0.00$507.02$0.00
Taxes / mo$127.08$127.08$127.08
Insurance / mo$150.00$150.00$150.00
MI / mo$147.82$147.82$77.40
HOA / mo$0.00$0.00$0.00
Total monthly$2,412.84$2,919.86$3,033.99
Cash to close$110,603$43,000$43,000