Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$367,028$367,028$418,500
Remaining term (yrs)24.524.530.0
Secondary amount$0$51,472$0
Funding fee$1,835$1,835$0
Note rate2.590%2.590%7.400%
Blended rate2.590%3.378%7.640%
1st payment$1,679.23$1,679.23$2,897.61
2nd payment$0.00$386.04$0.00
Taxes / mo$274.50$274.50$274.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$83.70
HOA / mo$52.00$52.00$52.00
Total monthly$2,172.39$2,558.43$3,474.48
Cash to close$97,972$46,500$46,500