Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$205,458$205,458$233,910
Remaining term (yrs)23.623.630.0
Secondary amount$0$28,452$0
Funding fee$0$0$0
Note rate3.310%3.310%7.400%
Blended rate4.160%4.749%7.640%
1st payment$1,041.96$1,041.96$1,619.55
2nd payment$0.00$213.39$0.00
Taxes / mo$216.58$216.58$216.58
Insurance / mo$150.00$150.00$150.00
MI / mo$168.31$168.31$46.78
HOA / mo$475.00$475.00$475.00
Total monthly$2,051.86$2,265.24$2,507.91
Cash to close$54,442$25,990$25,990