Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$0	$0	$243,000
Remaining term (yrs)	0.0	0.0	30.0
Secondary amount	$0	$243,000	$0
Funding fee	$0	$0	$0
Note rate	7.830%	7.830%	7.400%
Blended rate	8.680%	7.750%	7.640%
1st payment	$953.62	$953.62	$1,682.48
2nd payment	$0.00	$1,569.38	$0.00
Taxes / mo	$277.83	$277.83	$277.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$71.41	$71.41	$48.60
HOA / mo	$440.00	$440.00	$440.00
Total monthly	$1,892.87	$3,462.24	$2,598.92
Cash to close	$270,000	$27,000	$27,000