Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$228,991	$228,991	$251,100
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$36,059	$0
Funding fee	$0	$0	$0
Note rate	3.100%	3.100%	7.400%
Blended rate	3.950%	5.028%	7.640%
1st payment	$1,085.94	$1,085.94	$1,738.57
2nd payment	$0.00	$356.83	$0.00
Taxes / mo	$315.83	$315.83	$315.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$180.13	$180.13	$50.22
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,731.91	$2,088.74	$2,254.62
Cash to close	$50,009	$13,950	$27,900