Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$408,422	$405,000
Remaining term (yrs)	27.4	30.0
Secondary amount	$0	$0
Funding fee	$2,042	$0
Note rate	6.250%	7.400%
Blended rate	6.250%	7.640%
1st payment	$2,594.44	$2,804.14
2nd payment	$0.00	$0.00
Taxes / mo	$172.08	$172.08
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$81.00
HOA / mo	$59.00	$59.00
Total monthly	$2,975.52	$3,266.22
Cash to close	$41,578	$45,000