Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$213,922	$213,922	$346,435
Remaining term (yrs)	22.7	22.7	30.0
Secondary amount	$0	$132,513	$0
Funding fee	$1,070	$1,070	$0
Note rate	4.060%	4.060%	7.400%
Blended rate	4.060%	5.567%	7.640%
1st payment	$1,198.98	$1,198.98	$2,398.65
2nd payment	$0.00	$883.42	$0.00
Taxes / mo	$345.67	$345.67	$345.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$69.29
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,694.65	$2,578.07	$2,963.60
Cash to close	$171,006	$38,493	$38,493