Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$359,728$359,728$373,500
Remaining term (yrs)27.127.130.0
Secondary amount$0$34,522$0
Funding fee$1,799$1,799$0
Note rate7.760%7.760%7.400%
Blended rate7.760%8.120%7.640%
1st payment$2,647.99$2,647.99$2,586.04
2nd payment$0.00$341.62$0.00
Taxes / mo$973.75$973.75$973.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$74.70
HOA / mo$0.00$0.00$0.00
Total monthly$3,771.74$4,113.36$3,784.49
Cash to close$55,272$20,750$41,500