Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$36,115$36,115$269,910
Remaining term (yrs)18.518.530.0
Secondary amount$0$233,795$0
Funding fee$0$0$0
Note rate3.730%3.730%7.400%
Blended rate4.580%7.326%7.640%
1st payment$224.06$224.06$1,868.80
2nd payment$0.00$1,509.92$0.00
Taxes / mo$157.42$157.42$157.42
Insurance / mo$150.00$150.00$150.00
MI / mo$34.35$34.35$53.98
HOA / mo$0.00$0.00$0.00
Total monthly$565.83$2,075.76$2,230.20
Cash to close$263,785$29,990$29,990