Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$179,670	$179,670	$260,899
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$81,230	$0
Funding fee	$898	$898	$0
Note rate	3.000%	3.000%	7.400%
Blended rate	3.000%	4.868%	7.640%
1st payment	$855.86	$855.86	$1,806.41
2nd payment	$0.00	$609.22	$0.00
Taxes / mo	$241.57	$241.57	$241.57
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$52.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,247.43	$1,856.65	$2,250.17
Cash to close	$110,218	$28,989	$28,989