Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$439,660	$439,660	$675,000
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$235,340	$0
Funding fee	$0	$0	$0
Note rate	2.770%	2.770%	7.400%
Blended rate	3.620%	5.060%	7.640%
1st payment	$2,071.38	$2,071.38	$4,673.56
2nd payment	$0.00	$1,519.91	$0.00
Taxes / mo	$625.00	$625.00	$625.00
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$358.47	$358.47	$135.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,271.51	$4,791.42	$5,650.23
Cash to close	$310,340	$75,000	$75,000