Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$151,271$151,271$393,300
Remaining term (yrs)20.920.930.0
Secondary amount$0$242,029$0
Funding fee$0$0$0
Note rate3.910%3.910%7.400%
Blended rate4.760%6.600%7.640%
1st payment$881.00$881.00$2,723.13
2nd payment$0.00$1,563.11$0.00
Taxes / mo$389.67$389.67$389.67
Insurance / mo$150.00$150.00$150.00
MI / mo$132.15$132.15$78.66
HOA / mo$0.00$0.00$0.00
Total monthly$1,552.82$3,115.92$3,341.46
Cash to close$285,729$43,700$43,700