Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$329,019	$329,019	$746,910
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$417,891	$0
Funding fee	$1,645	$1,645	$0
Note rate	3.180%	3.180%	7.400%
Blended rate	3.180%	5.737%	7.640%
1st payment	$1,642.37	$1,642.37	$5,171.45
2nd payment	$0.00	$2,698.88	$0.00
Taxes / mo	$691.58	$691.58	$691.58
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$149.38
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,550.62	$5,249.50	$6,229.09
Cash to close	$500,881	$82,990	$82,990