Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$8,193$8,193$256,500
Remaining term (yrs)24.824.830.0
Secondary amount$0$248,307$0
Funding fee$0$0$0
Note rate5.810%5.810%7.400%
Blended rate6.660%7.715%7.640%
1st payment$51.92$51.92$1,775.95
2nd payment$0.00$1,603.65$0.00
Taxes / mo$288.00$288.00$288.00
Insurance / mo$150.00$150.00$150.00
MI / mo$6.18$6.18$51.30
HOA / mo$100.00$100.00$100.00
Total monthly$596.10$2,199.75$2,365.25
Cash to close$276,807$28,500$28,500