Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$251,899$251,899$265,500
Remaining term (yrs)28.628.630.0
Secondary amount$0$28,351$0
Funding fee$0$0$0
Note rate6.810%6.810%7.400%
Blended rate7.360%7.817%7.640%
1st payment$1,666.00$1,666.00$1,838.27
2nd payment$0.00$280.56$0.00
Taxes / mo$206.58$206.58$206.58
Insurance / mo$150.00$150.00$150.00
MI / mo$117.01$117.01$53.10
HOA / mo$0.00$0.00$0.00
Total monthly$2,139.59$2,420.15$2,247.95
Cash to close$43,101$14,750$29,500