Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$283,044$283,044$440,550
Remaining term (yrs)23.123.130.0
Secondary amount$0$157,506$0
Funding fee$1,415$1,415$0
Note rate3.690%3.690%7.400%
Blended rate3.690%5.231%7.640%
1st payment$1,512.62$1,512.62$3,050.28
2nd payment$0.00$1,050.04$0.00
Taxes / mo$407.92$407.92$407.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$88.11
HOA / mo$0.00$0.00$0.00
Total monthly$2,087.20$3,137.24$3,712.97
Cash to close$206,456$48,950$48,950