Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$430,483$430,483$647,100
Remaining term (yrs)23.923.930.0
Secondary amount$0$216,617$0
Funding fee$2,152$2,152$0
Note rate2.800%2.800%7.400%
Blended rate2.800%4.457%7.640%
1st payment$2,054.47$2,054.47$4,480.39
2nd payment$0.00$1,398.99$0.00
Taxes / mo$379.92$379.92$379.92
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$129.42
HOA / mo$95.67$95.67$95.67
Total monthly$2,746.73$4,145.71$5,302.06
Cash to close$288,517$71,900$71,900