Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$362,475	$362,475	$395,100
Remaining term (yrs)	26.7	26.7	30.0
Secondary amount	$0	$32,625	$0
Funding fee	$1,812	$1,812	$0
Note rate	6.390%	6.390%	7.400%
Blended rate	6.390%	6.606%	7.640%
1st payment	$2,356.31	$2,356.31	$2,735.59
2nd payment	$0.00	$244.69	$0.00
Taxes / mo	$114.50	$114.50	$114.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$79.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,620.81	$2,865.50	$3,079.11
Cash to close	$76,525	$43,900	$43,900