Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$79,509	$79,509	$395,910
Remaining term (yrs)	15.0	15.0	30.0
Secondary amount	$0	$316,401	$0
Funding fee	$0	$0	$0
Note rate	4.150%	4.150%	7.400%
Blended rate	5.000%	7.198%	7.640%
1st payment	$591.75	$591.75	$2,741.20
2nd payment	$0.00	$2,043.42	$0.00
Taxes / mo	$366.58	$366.58	$366.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$86.23	$86.23	$79.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,194.56	$3,237.98	$3,336.97
Cash to close	$360,391	$43,990	$43,990