Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$589,850$589,850$800,100
Remaining term (yrs)24.424.430.0
Secondary amount$0$210,250$0
Funding fee$2,949$2,949$0
Note rate2.770%2.770%7.400%
Blended rate2.770%4.079%7.640%
1st payment$2,765.72$2,765.72$5,539.73
2nd payment$0.00$1,357.87$0.00
Taxes / mo$740.83$740.83$740.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$160.02
HOA / mo$324.00$324.00$324.00
Total monthly$4,047.22$5,405.09$6,981.25
Cash to close$299,150$88,900$88,900