Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$183,746$183,746$319,500
Remaining term (yrs)23.123.130.0
Secondary amount$0$135,754$0
Funding fee$0$0$0
Note rate2.860%2.860%7.400%
Blended rate3.710%5.533%7.640%
1st payment$902.40$902.40$2,212.15
2nd payment$0.00$905.03$0.00
Taxes / mo$117.92$117.92$117.92
Insurance / mo$150.00$150.00$150.00
MI / mo$147.67$147.67$63.90
HOA / mo$60.00$60.00$60.00
Total monthly$1,377.98$2,283.01$2,603.97
Cash to close$171,254$35,500$35,500