Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$278,614$278,614$332,901
Remaining term (yrs)25.025.030.0
Secondary amount$0$54,287$0
Funding fee$1,393$1,393$0
Note rate2.880%2.880%7.400%
Blended rate2.880%3.878%7.640%
1st payment$1,298.00$1,298.00$2,304.94
2nd payment$0.00$407.15$0.00
Taxes / mo$208.17$208.17$208.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$66.58
HOA / mo$0.00$0.00$0.00
Total monthly$1,656.16$2,063.32$2,729.69
Cash to close$91,276$36,989$36,989