Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$258,866	$258,866	$329,310
Remaining term (yrs)	24.8	24.8	30.0
Secondary amount	$0	$70,444	$0
Funding fee	$0	$0	$0
Note rate	2.870%	2.870%	7.400%
Blended rate	3.720%	4.849%	7.640%
1st payment	$1,212.91	$1,212.91	$2,280.08
2nd payment	$0.00	$528.33	$0.00
Taxes / mo	$419.92	$419.92	$419.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$207.21	$207.21	$65.86
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,990.03	$2,518.37	$2,915.85
Cash to close	$107,034	$36,590	$36,590