Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$169,720	$169,720	$270,000
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$100,280	$0
Funding fee	$0	$0	$0
Note rate	2.720%	2.720%	7.400%
Blended rate	3.570%	5.215%	7.640%
1st payment	$793.37	$793.37	$1,869.43
2nd payment	$0.00	$668.54	$0.00
Taxes / mo	$32.33	$32.33	$32.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$138.19	$138.19	$54.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,113.89	$1,782.43	$2,105.76
Cash to close	$130,280	$30,000	$30,000