Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$363,707	$363,707	$400,499
Remaining term (yrs)	25.8	25.8	30.0
Secondary amount	$0	$36,792	$0
Funding fee	$1,819	$1,819	$0
Note rate	5.700%	5.700%	7.400%
Blended rate	5.700%	6.003%	7.640%
1st payment	$2,240.93	$2,240.93	$2,772.97
2nd payment	$0.00	$275.94	$0.00
Taxes / mo	$199.67	$199.67	$199.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$80.10
HOA / mo	$90.00	$90.00	$90.00
Total monthly	$2,680.59	$2,956.53	$3,292.74
Cash to close	$81,292	$44,500	$44,500