Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$443,205$443,205$611,100
Remaining term (yrs)24.824.830.0
Secondary amount$0$167,895$0
Funding fee$2,216$2,216$0
Note rate2.960%2.960%7.400%
Blended rate2.960%4.345%7.640%
1st payment$2,097.25$2,097.25$4,231.13
2nd payment$0.00$1,119.30$0.00
Taxes / mo$565.83$565.83$565.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$122.22
HOA / mo$0.00$0.00$0.00
Total monthly$2,829.75$3,949.05$5,085.85
Cash to close$235,795$67,900$67,900