Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$38,712$38,712$405,000
Remaining term (yrs)3.73.730.0
Secondary amount$0$366,288$0
Funding fee$194$194$0
Note rate8.620%8.620%7.400%
Blended rate8.620%7.833%7.640%
1st payment$991.23$991.23$2,804.14
2nd payment$0.00$2,365.61$0.00
Taxes / mo$551.58$551.58$551.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$81.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,692.81$4,058.42$3,586.72
Cash to close$411,288$45,000$45,000