Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$271,553	$271,553	$297,000
Remaining term (yrs)	22.9	22.9	30.0
Secondary amount	$0	$25,447	$0
Funding fee	$0	$0	$0
Note rate	6.780%	6.780%	7.400%
Blended rate	7.330%	7.473%	7.640%
1st payment	$1,945.04	$1,945.04	$2,056.37
2nd payment	$0.00	$190.85	$0.00
Taxes / mo	$271.42	$271.42	$271.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$130.58	$130.58	$59.40
HOA / mo	$33.33	$33.33	$33.33
Total monthly	$2,530.37	$2,721.22	$2,570.51
Cash to close	$58,447	$33,000	$33,000