Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$117,312	$117,312	$526,500
Remaining term (yrs)	14.0	14.0	30.0
Secondary amount	$0	$409,188	$0
Funding fee	$0	$0	$0
Note rate	2.860%	2.860%	7.400%
Blended rate	3.710%	6.850%	7.640%
1st payment	$840.09	$840.09	$3,645.38
2nd payment	$0.00	$2,642.67	$0.00
Taxes / mo	$215.50	$215.50	$215.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$108.66	$108.66	$105.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,330.92	$3,973.60	$4,132.85
Cash to close	$467,688	$58,500	$58,500