Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$612,851$612,851$1,192,500
Remaining term (yrs)24.024.030.0
Secondary amount$0$579,649$0
Funding fee$3,064$3,064$0
Note rate3.130%3.130%7.400%
Blended rate3.130%5.376%7.640%
1st payment$3,021.97$3,021.97$8,256.63
2nd payment$0.00$3,743.57$0.00
Taxes / mo$1,104.17$1,104.17$1,104.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$238.50
HOA / mo$62.00$62.00$62.00
Total monthly$4,404.80$8,148.37$9,877.96
Cash to close$712,149$132,500$132,500