Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$577,430$577,430$809,999
Remaining term (yrs)22.722.730.0
Secondary amount$0$232,569$0
Funding fee$2,887$2,887$0
Note rate3.990%3.990%7.400%
Blended rate3.990%5.070%7.640%
1st payment$3,214.44$3,214.44$5,608.27
2nd payment$0.00$1,502.01$0.00
Taxes / mo$750.00$750.00$750.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$162.00
HOA / mo$0.00$0.00$0.00
Total monthly$4,181.11$5,683.12$6,736.94
Cash to close$322,569$90,000$90,000