Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$50,918$50,918$256,500
Remaining term (yrs)9.09.030.0
Secondary amount$0$205,582$0
Funding fee$255$255$0
Note rate6.040%6.040%7.400%
Blended rate6.040%7.411%7.640%
1st payment$603.93$603.93$1,775.95
2nd payment$0.00$1,327.72$0.00
Taxes / mo$110.33$110.33$110.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$51.30
HOA / mo$275.00$275.00$275.00
Total monthly$1,139.26$2,466.98$2,362.59
Cash to close$234,082$28,500$28,500