Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$471,059	$471,059	$512,100
Remaining term (yrs)	27.0	27.0	30.0
Secondary amount	$0	$41,041	$0
Funding fee	$0	$0	$0
Note rate	7.070%	7.070%	7.400%
Blended rate	7.620%	7.731%	7.640%
1st payment	$3,258.20	$3,258.20	$3,545.68
2nd payment	$0.00	$307.80	$0.00
Taxes / mo	$474.17	$474.17	$474.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$222.88	$222.88	$102.42
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,121.92	$4,429.72	$4,288.93
Cash to close	$97,941	$56,900	$56,900