Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$180,447	$180,447	$234,000
Remaining term (yrs)	29.4	29.4	30.0
Secondary amount	$0	$53,553	$0
Funding fee	$0	$0	$0
Note rate	6.110%	6.110%	7.400%
Blended rate	6.660%	7.196%	7.640%
1st payment	$1,101.19	$1,101.19	$1,620.17
2nd payment	$0.00	$401.65	$0.00
Taxes / mo	$115.33	$115.33	$115.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$83.20	$83.20	$46.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,449.72	$1,851.37	$1,932.30
Cash to close	$79,553	$26,000	$26,000