Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$498,702	$495,000
Remaining term (yrs)	28.3	30.0
Secondary amount	$0	$0
Funding fee	$2,494	$0
Note rate	6.720%	7.400%
Blended rate	6.720%	7.640%
1st payment	$3,281.44	$3,427.28
2nd payment	$0.00	$0.00
Taxes / mo	$476.17	$476.17
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$99.00
HOA / mo	$150.00	$150.00
Total monthly	$4,074.27	$4,319.11
Cash to close	$51,298	$55,000