Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$90,091	$90,091	$404,910
Remaining term (yrs)	12.8	12.8	30.0
Secondary amount	$0	$314,819	$0
Funding fee	$0	$0	$0
Note rate	5.170%	5.170%	7.400%
Blended rate	6.020%	7.365%	7.640%
1st payment	$797.95	$797.95	$2,803.52
2nd payment	$0.00	$2,033.20	$0.00
Taxes / mo	$374.92	$374.92	$374.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$103.28	$103.28	$80.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,426.15	$3,459.35	$3,409.41
Cash to close	$359,809	$44,990	$44,990