Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$249,670	$249,670	$468,000
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$218,330	$0
Funding fee	$0	$0	$0
Note rate	2.720%	2.720%	7.400%
Blended rate	3.570%	5.520%	7.640%
1st payment	$1,169.91	$1,169.91	$3,240.34
2nd payment	$0.00	$1,410.05	$0.00
Taxes / mo	$128.17	$128.17	$128.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$203.78	$203.78	$93.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,668.53	$3,078.58	$3,628.77
Cash to close	$270,330	$52,000	$52,000