Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$233,818	$233,910
Remaining term (yrs)	25.5	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	4.670%	7.400%
Blended rate	5.520%	7.640%
1st payment	$1,304.22	$1,619.55
2nd payment	$0.00	$0.00
Taxes / mo	$272.67	$272.67
Insurance / mo	$150.00	$150.00
MI / mo	$178.75	$46.78
HOA / mo	$365.00	$365.00
Total monthly	$2,270.63	$2,453.99
Cash to close	$26,082	$25,990