Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$42,882	$42,882	$98,100
Remaining term (yrs)	22.0	22.0	30.0
Secondary amount	$0	$55,218	$0
Funding fee	$0	$0	$0
Note rate	4.900%	4.900%	7.400%
Blended rate	5.750%	7.579%	7.640%
1st payment	$264.60	$264.60	$679.22
2nd payment	$0.00	$414.14	$0.00
Taxes / mo	$244.17	$244.17	$244.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$35.32	$35.32	$19.62
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$694.09	$1,108.22	$1,093.01
Cash to close	$66,118	$10,900	$10,900