Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$258,554$258,554$459,000
Remaining term (yrs)22.922.930.0
Secondary amount$0$200,446$0
Funding fee$0$0$0
Note rate3.750%3.750%7.400%
Blended rate4.600%5.976%7.640%
1st payment$1,399.52$1,399.52$3,178.02
2nd payment$0.00$1,294.55$0.00
Taxes / mo$425.00$425.00$425.00
Insurance / mo$166.67$166.67$166.67
MI / mo$214.06$214.06$91.80
HOA / mo$35.00$35.00$35.00
Total monthly$2,240.24$3,534.79$3,896.49
Cash to close$251,446$51,000$51,000