Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$350,639$350,639$459,000
Remaining term (yrs)25.125.130.0
Secondary amount$0$108,361$0
Funding fee$1,753$1,753$0
Note rate3.090%3.090%7.400%
Blended rate3.090%4.249%7.640%
1st payment$1,668.21$1,668.21$3,178.02
2nd payment$0.00$722.41$0.00
Taxes / mo$425.00$425.00$425.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$91.80
HOA / mo$742.00$742.00$742.00
Total monthly$3,001.87$3,724.28$4,603.49
Cash to close$159,361$51,000$51,000