Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$16,532	$16,532	$373,410
Remaining term (yrs)	23.4	23.4	30.0
Secondary amount	$0	$356,878	$0
Funding fee	$0	$0	$0
Note rate	2.700%	2.700%	7.400%
Blended rate	3.550%	7.564%	7.640%
1st payment	$79.24	$79.24	$2,585.42
2nd payment	$0.00	$2,304.84	$0.00
Taxes / mo	$254.42	$254.42	$254.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$13.53	$13.53	$74.68
HOA / mo	$50.00	$50.00	$50.00
Total monthly	$547.19	$2,852.03	$3,114.51
Cash to close	$398,368	$41,490	$41,490