Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$56,084	$56,084	$189,000
Remaining term (yrs)	20.6	20.6	30.0
Secondary amount	$0	$132,916	$0
Funding fee	$0	$0	$0
Note rate	4.370%	4.370%	7.400%
Blended rate	5.220%	7.175%	7.640%
1st payment	$342.97	$342.97	$1,308.60
2nd payment	$0.00	$886.11	$0.00
Taxes / mo	$68.67	$68.67	$68.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$48.69	$48.69	$37.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$610.32	$1,496.42	$1,565.06
Cash to close	$153,916	$21,000	$21,000